I would be worried about my safety. Doing a photo session in Winter outside? How do you know there will be other people there and this is not just some attempt at getting you alone in a place that’s not going to be filled with people? Something doesn’t feel right here…
That’s lens fungus. You can UV light the lens to kill it but if it’s affecting the pics now that won’t cure it. It will just kill the fungus not repair the glass.